Data Protection Act 2018UK · 2018 c. 12
Digiphile
Data Protection Act 2018 (c. 12) – Section 13 – Obligations of credit reference agencies

Sections

Section 13Obligations of credit reference agencies

(1) This section applies where a controller is a credit reference agency (within the meaning of section 145(8) of the Consumer Credit Act 1974).
(2) The controller's obligations under Article 15(1) to (3) of the [F1UK GDPR] (confirmation of processing, access to data and safeguards for third country transfers) are taken to apply only to personal data relating to the data subject's financial standing, unless the data subject has indicated a contrary intention.
(3) Where the controller discloses personal data in pursuance of Article 15(1) to (3) of the [F2UK GDPR], the disclosure must be accompanied by a statement informing the data subject of the data subject's rights under section 159 of the Consumer Credit Act 1974 (correction of wrong information).

Annotations

Textual Amendments

  1. F1 Words in s. 13(2) substituted (31.12.2020) by The Data Protection, Privacy and Electronic Communications (Amendments etc) (EU Exit) Regulations 2019 (S.I. 2019/419), reg. 1(2), Sch. 2 para. 16 (with reg. 5); 2020 c. 1, Sch. 5 para. 1(1)
  2. F2 Words in s. 13(3) substituted (31.12.2020) by The Data Protection, Privacy and Electronic Communications (Amendments etc) (EU Exit) Regulations 2019 (S.I. 2019/419), reg. 1(2), Sch. 2 para. 16 (with reg. 5); 2020 c. 1, Sch. 5 para. 1(1)

Modifications etc. (not altering text)

  1. C1 S. 13 applied by S.I. 2015/1945, reg. 15(1) (as substituted (25.5.2018) by Data Protection Act 2018 (c. 12), s. 212(1), Sch. 19 para. 387(2) (with ss. 117, 209, 210); S.I. 2018/625, reg. 2(1)(g))

Commencement Information

  1. I1 S. 13 in force at 25.5.2018 by S.I. 2018/625, reg. 2(1)(b)

https://dpa2018.digiphile.law/article/article-13.html

Text as at 18 September 2026.

This is an unofficial convenience version of the Data Protection Act 2018. It is presented “as is” without guarantee of accuracy, completeness or reliability. See the source text for the official version. This site was last updated in September 2026.

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